Business account Without Borders
Zavopay makes doing international business easy - whether you work solo or lead a team. One account covers all your needs. Save time, simplify your finances and win new markets.
Local currency accounts in GBP, USD, EUR
Receive, Convert and Send in 37+ Currencies
Business & Team Debit cards with 1% cashback
Up to 5x Cheaper currency exchange than traditional banks.

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It doesn't matter where you are
Open an account anywhere in the world. As long as your company is registered in the EU, UK, US or CA - you’re eligible. No hassle, no limits.

Apply for your account today
Skip the line at the bank, and set up an account on your favourite device from anywhere in the world and start winning new markets today.
Streamline your finances in one platform
Do away with multiple financial service providers and solutions. Zavo provides multiple solutions in a single product. Improve visibility, reduce complexity and grow faster.
Collect
Hold & Manage
Spend
Global Accounts
Get domestic and international account details
Account
Hold & Manage funds in 35 Currencies and Access market-leading FX rates




















Transfers
Make faster, cheaper domestic and international payments
3rd Party platforms
Connect to platforms like Stripe, Amazon, Shopify
Zavo Card
Issue Mastercard cards to your team with pre-set spending limits
Invoices
Embed unique payment links in invoices, emails or SMS to your customers
Expenses
Capture and manage employee expenses with ease

1 Business Account
37 Currencies
Create currency accounts in the click of a button, send, receive and hold funds in currencies like USD, EUR and CNY. Without needing to open a bank account in the respective country.

UK sort code, Account number, and IBAN

Bank code (SWIFT/BIC) and IBAN

Routing number and Account number

Institution number, Transit number, and Account number
Get an EU IBAN, a UK sort code, and a US routing number
Receive and send payments locally, operate your finances Just like a business in that region.
Choose an accountLeverage the Zavo payment network
Access the Zavo payment network to convert and send payments as a local. This means that your respective payment will be sent to the recipient locally from their country without needing to pay international transfer fees. Allowing for faster and cheaper transfers.

1 GBP = 1.195456 USD
Today at 00:56:20
FX markup
1%
Transfer Fee
1 GBP
Interbank rate
1 GBP = 1.201463 USD

Where possible, payments are made using Zavo local network to eliminate transaction fees and deliver your funds faster and in full. Please note that we charge fees to cover the cost of using the SWIFT network. For more information, please review our Fee Schedule and Country Payout Guide
Full transparency, lower costs
Save money and improve relations with effortless international invoice, vendor and employee payments. Get the real exchange rate, in 37+ countries. Transfer money or use a Zavo business debit card.
Convert between balances
Convert between your balances and get a unified view of all your balances in a single digital wallet.
International Transfers
Convert and send international payments with market-leading FX rates and no hidden fees.

Access your own dedicated account manager
With a dedicated Account Manager and industry-leading tech support, our support network is always on-hand. No call queues, no automated systems
Add money from anywhere, in minutes time
















Send invoice, track them, and get paid on your terms
Create a link in Zavo and share it with your customers, wherever they are in the world. Get paid in the currency and payment method of their choice.

Zavo Multi-Currency Business Card
Mastercard Business debit card
ATM access included
Spend in multiple currencies without FX fees
Unlimited 1% cashback on all spend

Add your Zavo Card to mobile wallets
No need for waiting for the delivery of your card. Add your card to your digital wallet and pay on the go.
Get Started
Stay secured online with virtual cards
Create virtual cards instantly and set them for different expenses and stay safe with 1 time virtual card payments.
Get StartedZavopay vs typical bank account

Other business bank
Your business is registered in
Zavo Business account
Get an account and make payments with the real exchange rate in 80+ countries.
Zavo Business Debit Card
Pay expenses online or in-store in multiple currencies without foreign transaction fees.
Frequently asked questions
How long does it take to open a Zavo business account?
Unlike most high street banks, yes you can open a business account online without needing to visit a branch in person. The application process, ID verification and card issuing can all be completed completely online.
You can open a Zavo Business account quickly in about 10 minutes - just fill out a short form. We’ll need to review your business account application and start the on-boarding process.
The on-boarding process can be quick, but will depend on the complexity of your company and the documents uploaded.
Can I apply for an account if I’m not a citizen or resident in the country that my businesses is established in?
Yes, we’re proud to support UK, EU, US, CA companies founded by people across the globe. Meaning that you can open an account anywhere in the world.
Is Zavo a Bank?
Zavo is a financial technology company, rather than a traditional bank – we don’t have a banking licence. Instead. Payment services for Zavo LTD are provided by The Currency Cloud Limited. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199)
Is my money safe with Zavo?
Funds are safeguarded by our FCA-regulated e-money partner, Currencycloud, at a credit institution. The safeguarding account(s) are held with Barclays Bank PLC. Barclays PLC does not monitor the funds that are placed on the safeguarding account or how you operate these accounts."
Get started in minutes
Fill out your application in under 10 minutes.
Deposit funds directly via ACH, SEPA, Faster payments or international wire or link Stripe or Paypal
Start spending on your card and managing your business
Get Started With Zavo
Streamline your finances in one platform. Save time, simplify your finances and win new markets
Get Started