Accelerate your International and Local Transfers

The cheapest and fastest money transfers in 37+ currencies, with reduced fees and unbeatable exchange rates.

  • Access live rates and convert in hundreds of currency pairs
  • Convert & send up to 5x cheaper than traditional banks
  • Convert & send local transfers in 37 Currencies
  • Access real-time Market-beating FX rates

Switch to Zavo and start saving on everyday money transfers

Market-breating FX rates

Pay just 0.5% or 1% FX margin above our interbank exchange rate to convert currencies. That's it, no hidden fees.

Pay fast & in full

Have payments received in as little as one business day, with the full amount on delivery guaranteed.

Our best rate guaranted

Access our best FX rates - regardless of your transaction size. Every business benefits, no matter your size.

GBP
GBP
1 GBP = 1.195456 USD

Today at 00:56:20

FX markup

1%

Transfer Fee

1 GBP

Interbank rate

1 GBP = 1.201463 USD

USD
USD

Where possible, payments are made using Zavo local network to eliminate transaction fees and deliver your funds faster and in full. Please note that we charge fees to cover the cost of using the SWIFT network. For more information, please review our Fee Schedule and Country Payout Guide

Full transparency, lower costs

Save money and improve relations with effortless international invoice, vendor and employee payments. Get the real exchange rate, in 37+ countries. Transfer money or use a Zavo business debit card.

Convert between balances

Convert between balances

Convert between your balances and get a unified view of all your balances in a single digital wallet.

International Transfers

International Transfers

Convert and send international payments with market-leading FX rates and no hidden fees.

How much does a transfer cost with Zavo?

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Pay a small, flat fee and percentage

To send money internationally, you pay a small, flat fee of 1-3 GBP + 1 % mark up on the currency exchange rate if you convert and transfer.

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Pay No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to. Transferring internally between your accounts is free.

Pay and get paid Faster

Pay and get paid Faster

On many popular routes, we can use the Zavo payment network. Send your money within one day, as a same day transfer - or even an instant money transfer.

Your transfer route

UK Flag

GBP

Right ArrowEU Flag

EUR

Should arrive

in 2 hours

British pound
British pound

UK sort code, Account number, and IBAN

Get GBP account detailsLink Icon
Euro
Euro

Bank code (SWIFT/BIC) and IBAN

Get EUR account detailsLink Icon
US dollar
US dollar

Routing number and Account number

Get USD account detailsLink Icon
Canadian dollar
Canadian dollar

Institution number, Transit number, and Account number

Get CAD account detailsLink Icon

Get an EU IBAN, a UK sort code, and a US routing number

Receive and send payments locally, operate your finances Just like a business in that region.

Choose an account

Receive, hold and convert Money

Receive, hold and convert money in over 37 currencies, create currency accounts instantly at the click of a button. Move money faster and grow without limits.

Australian Dollar (AUD)Australian Dollar (AUD)
Bahrain Dinar (BHD)Bahrain Dinar (BHD)
Bulgarian Lev (BGN)Bulgarian Lev (BGN)
Canadian Dollar (CAD)Canadian Dollar (CAD)
Chinese Yuan (CNH)Chinese Yuan (CNH)
Czech Koruna (CZK)Czech Koruna (CZK)
Danish Krone (DKK)Danish Krone (DKK)
Euro (EUR)Euro (EUR)
Hong Kong Dollar (HKD)Hong Kong Dollar (HKD)
Hungarian Forint (HUF)Hungarian Forint (HUF)
Indian Rupee (INR)Indian Rupee (INR)
Indonesian Rupiah (IDR)Indonesian Rupiah (IDR)
Israeli Shekel (ILS)Israeli Shekel (ILS)
Japanese Yen (JPY)Japanese Yen (JPY)
Kenyan Shilling (KES)Kenyan Shilling (KES)
Kuwait Dinar (KWD)Kuwait Dinar (KWD)
Malaysian Ringgit (MYR)Malaysian Ringgit (MYR)
Mexican Peso (MXN)Mexican Peso (MXN)
New Zealand Dollar (NZD)New Zealand Dollar (NZD)
Norwegian Krone (NOK)Norwegian Krone (NOK)
Omani Rial (OMR)Omani Rial (OMR)
Philippine Peso (PHP)Philippine Peso (PHP)
Polish Zloty (PLN)Polish Zloty (PLN)
Qatar Rial (QAR)Qatar Rial (QAR)
Romanian Leu (RON)Romanian Leu (RON)
Saudi Riyal (SAR)Saudi Riyal (SAR)
Singapore Dollar (SGD)Singapore Dollar (SGD)
South African Rand (ZAR)South African Rand (ZAR)
Swedish Krona (SEK)Swedish Krona (SEK)
Swiss Franc (CHF)Swiss Franc (CHF)
Thai Baht (THB)Thai Baht (THB)
Turkish Lira (TRY)Turkish Lira (TRY)
Ugandan Shilling (UGX)Ugandan Shilling (UGX)
United Arab Emirates Dirham (AED)United Arab Emirates Dirham (AED)
UK Sterling (GBP)UK Sterling (GBP)
US Dollar (USD)US Dollar (USD)

Leverage the Zavo payment network

Access the Zavo payment network to convert and send payments as a local. This means that your respective payment will be sent to the recipient locally from their country. For faster, cheaper transfers.

United Arab Emirates Dirham

United Arab Emirates

Dirham

Bulgarian Lev

Bulgarian

Lev

Botswana Pula

Botswana

Pula

Canadian Dollar

Canadian

Dollar

Chinese Yuan

Chinese

Yuan

Costa Rican Colon

Costa Rican

Colon

Czech Republic Pula

Czech Republic

Pula

Egyptian Pound

Egyptian

Pound

Ghanaian Cedi

Ghanaian

Cedi

New Zealand Dollar

New Zealand

Dollar

Sri Lanka Rupee

Sri Lanka

Rupee

Uruguayan Peso

Uruguayan

Peso

Bank Icon

Sending non-local currencies overseas (e.g. USD to China)? We can still help but we will need to use the SWIFT network and charge small payment fee of £10 SHA.

  • Where possible, we offer live exchange rates. Click here to find out more
  • to pay supliers in these currencies, please speak to one of our product specialist here

Human support whenever you need it

If you have a question about your account, your dedicated account manager will be on hand to help. No call queues. No automated systems.

Frequently asked questions

What is inter-bank exchange rate?

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Inter-bank exchange rate refers to the exchange rate at which banks buy and sell currencies from one another. It is the rate at which one bank exchanges its currency for the currency of another bank. Inter-bank exchange rates are usually used by banks for large transactions between themselves, such as settling international transactions, and are not typically available to the public. However with Zavo, we offer access to interbank rates to all of our customers.

How much does it cost to exchange currency?

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The cost to exchange currency depends on the plan selected. For the free plan, there is a charge of 1.2% above the interbank rate for currency exchange, while the premium plan has a charge of 0.95% above the interbank rate. Customers can use the exchange calculator provided on the 'transfers & fx' page to see a breakdown of the costs for their specific currency exchange transaction.

How much does it cost to send payments and transfers?

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For local payments, the cost can range from 1-4£ depending on the country, while SWIFT payments have a flat fee of 15£. However, local payments in GBP, USD, and EUR are free. Please view the 'pricing' page for a detailed breakdown of all of the cost of payments to each country.

Am I elegible?

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We’re proud to support UK, EU, US, CA companies founded by people across the globe. Meaning that you can open an account anywhere in the world.

Get Started With Zavo

Streamline your finances in one platform. Save time, simplify your finances and win new markets

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