Accelerate your International and Local Transfers
The cheapest and fastest money transfers in 37+ currencies, with reduced fees and unbeatable exchange rates.
Access live rates and convert in hundreds of currency pairs
Convert & send up to 5x cheaper than traditional banks
Convert & send local transfers in 37 Currencies
Access real-time Market-beating FX rates

Switch to Zavo and start saving on everyday money transfers

1 GBP = 1.195456 USD
Today at 00:56:20
FX markup
1%
Transfer Fee
1 GBP
Interbank rate
1 GBP = 1.201463 USD

Where possible, payments are made using Zavo local network to eliminate transaction fees and deliver your funds faster and in full. Please note that we charge fees to cover the cost of using the SWIFT network. For more information, please review our Fee Schedule and Country Payout Guide
Full transparency, lower costs
Save money and improve relations with effortless international invoice, vendor and employee payments. Get the real exchange rate, in 37+ countries. Transfer money or use a Zavo business debit card.
Convert between balances
Convert between your balances and get a unified view of all your balances in a single digital wallet.
International Transfers
Convert and send international payments with market-leading FX rates and no hidden fees.

How much does a transfer cost with Zavo?
Pay a small, flat fee and percentage
To send money internationally, you pay a small, flat fee of 1-3 GBP + 1 % mark up on the currency exchange rate if you convert and transfer.
Pay No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to. Transferring internally between your accounts is free.

Pay and get paid Faster
On many popular routes, we can use the Zavo payment network. Send your money within one day, as a same day transfer - or even an instant money transfer.
Your transfer route

GBP


EUR
Should arrive
in 2 hours

UK sort code, Account number, and IBAN

Bank code (SWIFT/BIC) and IBAN

Routing number and Account number

Institution number, Transit number, and Account number
Get an EU IBAN, a UK sort code, and a US routing number
Receive and send payments locally, operate your finances Just like a business in that region.
Choose an accountReceive, hold and convert Money
Receive, hold and convert money in over 37 currencies, create currency accounts instantly at the click of a button. Move money faster and grow without limits.
Leverage the Zavo payment network
Access the Zavo payment network to convert and send payments as a local. This means that your respective payment will be sent to the recipient locally from their country. For faster, cheaper transfers.

United Arab Emirates
Dirham

Bulgarian
Lev

Botswana
Pula

Canadian
Dollar

Chinese
Yuan

Costa Rican
Colon

Czech Republic
Pula

Egyptian
Pound

Ghanaian
Cedi

New Zealand
Dollar

Sri Lanka
Rupee

Uruguayan
Peso

Sending non-local currencies overseas (e.g. USD to China)? We can still help but we will need to use the SWIFT network and charge small payment fee of £10 SHA.
- Where possible, we offer live exchange rates. Click here to find out more
- to pay supliers in these currencies, please speak to one of our product specialist here

Human support whenever you need it
If you have a question about your account, your dedicated account manager will be on hand to help. No call queues. No automated systems.
Frequently asked questions
What is inter-bank exchange rate?
Inter-bank exchange rate refers to the exchange rate at which banks buy and sell currencies from one another. It is the rate at which one bank exchanges its currency for the currency of another bank. Inter-bank exchange rates are usually used by banks for large transactions between themselves, such as settling international transactions, and are not typically available to the public. However with Zavo, we offer access to interbank rates to all of our customers.
How much does it cost to exchange currency?
The cost to exchange currency depends on the plan selected. For the free plan, there is a charge of 1.2% above the interbank rate for currency exchange, while the premium plan has a charge of 0.95% above the interbank rate. Customers can use the exchange calculator provided on the 'transfers & fx' page to see a breakdown of the costs for their specific currency exchange transaction.
How much does it cost to send payments and transfers?
For local payments, the cost can range from 1-4£ depending on the country, while SWIFT payments have a flat fee of 15£. However, local payments in GBP, USD, and EUR are free. Please view the 'pricing' page for a detailed breakdown of all of the cost of payments to each country.
Am I elegible?
We’re proud to support UK, EU, US, CA companies founded by people across the globe. Meaning that you can open an account anywhere in the world.
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Streamline your finances in one platform. Save time, simplify your finances and win new markets
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